1.   INTRODUCING LIFESTYLE ASSET HUB LIMITED: A
Knowledge and Wealth creation company with special interest in Real Estate
acquisition and Personal Development of all its Subscribers. At our Company, we
believe you profit more from knowledge than from opportunities because an
opportunity without knowledge eventually leads to frustration. But Knowledge +
Opportunity = Greatness. 



HOW TO JOIN US:
To join our Company, you need to come through an existing Subscriber and you
need a One off Activation Fee in any of our packages listed in this document –
this activates you into our Knowledge Program that enables you build personal
capacity and a healthy real estate portfolio in the process. There are 3
Knowledge Packages that come with your activation fee:

1- THE HUB ACADEMY. (Business and Life Knowledge through our Digital and Live
Platforms);


2- THE 5/21/40 (Elite VVIP or Haven 3.0 Unit)/ (VVIP or Haven 2.0 Unit)/ (VIP
or Haven 1.0 Unit) respectively) REAL ESTATE BUSINESS PLATFORM. (Knowledge on
how to build a healthy Real Estate Portfolio);


3- THE REAL ESTATE E-COMMERCE HUB. (Knowledge on Smart Real Estate Online
Trading).

 

2.   Who Is a Subscriber: A subscriber is a person
who has bought into one of the various packages we offer at our company. To
join you need to come through an existing Subscriber and make a One Off Payment
for the Big League Package of:

 

Elite VVIP Package- ₦16,000,000 (Sixteen Million Naira Only or $44,000 Forty
Four Thousand U.S Dollars Only or its equivalent)

 

VVIP Package– ₦4,000,000 (Four Million Naira Only or $11,000 Eleven
Thousand U.S Dollars only or its equivalent)

 

VIP package -₦2,000,000 (Two Million Naira or $5500 Five
Thousand Five Hundred U.S Dollars Only or its equivalent).

 

OR

A one-off payment for our Solid Refuge Package of:  

 

HAVEN 3.0 Package- ₦10,000,000 (Ten Million Naira Only or $27,500 Twenty-Seven
Thousand, Five Hundred U.S Dollars or its equivalent)

 

HAVEN 2.0- ₦2,250,000 (Two Million Two Hundred and Fifty Thousand
Naira Only or $6200 Six Thousand Two Hundred U.S Dollars or its equivalent).

 

HAVEN 1.0- ₦1,125,000 (One Million, One Hundred and Twenty
Five Thousand Naira Only or $3100 Three Thousand One Hundred U.S Dollars or its
equivalent)


(a) the Hub Academy (Business and Life Knowledge through our Digital and Live
Platforms),

(b) the 5/21/40 units real estate business platform (Knowledge on how to build
a healthy Real Estate Portfolio); 5 unit = Elite VVIP/Haven 3.0, 21 units=
VVIP/Haven 2.0 and 40units = VIP/Haven 1.0

(c) the real estate E-commerce Hub (Knowledge on Smart Real Estate Trading)

 


3. (1) The Hub Academy (Business and Life Knowledge through our Digital
and Live Platforms); This is the fully integrated Knowledge Arm of Lifestyle
Asset Hub Ltd.
 
(2) It is 80% online via a weekly Webinar on thought provoking topics designed
to help all Subscribers build capacity for a lifelong success,

(3) And 20% off-line (Physical) via a bi-monthly One Day Intensive Course. With
Certificates issued to all Participants at the discretion of the Company, 

(4)The Knowledge area covers how to grow a successful Lifestyle Hub Real Estate
Portfolio and other aspect of Life and Business such training Modules will
include but not limited to: Real Estate, Business Management, Leadership &
People Development, Wealth Creation, Ethics, Etiquette, Sales &
Business Development, Creativity & Innovation, Business Mind-set, Personal
Effectiveness and Productivity, Coaching and Mentoring, Financial Management,
Investment & Cash flow Analysis, Public Speaking and Presentation
among others.

(5) All Subscribers would have access “User Name” and
“Password”.

(6) There would be a “Download Centre” to download e-books on
different topics of interest and training slides. 

(7) Previous Trainings can also be replayed.
 
(8) Special Feature: There would be a quarterly certificate issuing Assessment
Test via our Hub Academy Platform for interested Subscribers at the discretion
of the Company.


 NOTE: THIS IS OPTIONAL.
Successful Subscribers could get a regular Job or Management Job offer from our
Company based on role availability.

 

4. The 5/21/40 Units Real Estate Business Platform (Knowledge on how to build a healthy Real Estate
Portfolio): this is a unique Real Estate Referral Program that teaches you how
you can own a 4-Bedroom Terrace Duplex Apartment with private swimming pool by
Building up your 5/21/40 Units “Real Estate Platform” using a (4 by 1
Elite VVIP or Haven 3.0), (4 by 2 VVIP or Haven 2.0) or 3 by 3 VIP or Haven
1.0) Networking System.

 

5. (1) The
Steps for The VIP Package:
You refer 3 people that activate into our
Knowledge Program with $5500 thereby earning a 10% commission on each
person. $550 x 3 =$1650

(2) Your 3 referrals will refer their own 3 people each = 9. You will get a
Leadership Bonus of $5500 after the
9th person signs up. 

(3) Those 9 people in your second generation will also refer their own 3
persons each which equal 27 people. (Totalling 39 people in all plus you =40).

(4) Reward -You qualify for a fully finished 4 Bedroom Terrace Duplex
Apartment.

(5) There is no time frame for qualification. You grow your Platform at your
own pace without pressure however this is subject to how quickly you desire to
own your house.

(6) Anyone that completes his/her Platform within 3 months, that person gets a
Brand New Car worth no less than $22,000 (Twenty-Two Thousand US
Dollars) (a Salon car).

(7) Apartment Location: Any Prime Location across the continent in Africa (as
at August 2020 we have establish frontiers in the following cities – Abuja,
Lagos, Ibadan, Port-Harcourt, Enugu, Accra, Kumasi, Banju and Monrovia.

(8) You get keys into your apartment between three months to eighteen months after
qualification depending on the dynamics of the structure a vision partner
qualifies for.

NB: Lifestyle Hub Apartment Prototypes upon
qualification under the lifestyle hub extra luxury program (100points), vision
partners will get the keys into a four bedroom terraced duplex with a private
swimming pool or a 4bedroom maisonette duplex with a private swimming pool.


6. (1) The Steps for the VVIP
Package:
The Company has a second sign up option of $11,000 (Eleven
Thousand U.S Dollars) called the VVIP Package. This option is specially
designed to help VVIP Subscribers fast track their apartment qualification
process following the steps below:


(2) STEP 1
Subscribe with $11,000


(3) STEP 2

Recommend 4 People and
each subscribe with $11,000

(4) Reward = 5%
Bonus $2,200

(5) STEP 3
Your 4 People Recommend their 4 each.

(6) Reward = $11,000
Leadership Bonus + Fully Finished 4 Bedroom Linked-Terrace Duplex with a
private pool.

(7) There is no time frame for qualifying for the Lifestyle Hub Apartment under
the VVIP Package however a Subscriber that qualifies within 3 (three) months
for his/her first Apartment under the VVIP Package would be given a Car worth $25,000
(Twenty Five Thousand US Dollars).


7. (1) THE Steps for the Elite VVIP Package:
The Company has a third sign up option of $44,000
(Forty Four Thousand US Dollars)
called the Elite VVIP Package. This option
is specially designed to help our Subscribers fast track their apartment
qualification process following the steps below:

(2) STEP 1
Subscribe with $44,000

(3) STEP 2

Recommend 4
People. 

(4) Rewards = 5%
Bonus $8,800 (Eight Thousand Eight Hundred US Dollars) + Fully Finished
4 Bedroom Linked-Terrace Duplex with a private pool.

(5) The Elite VVIP Package has no refund policy. If a subscriber to this
package has zero downlines after Six Months of subscribing, he/she can turn
their $44,000 (Forty Four Thousand U.S Dollars) into a down payment of a
payment plan of the on the going rate of the price of the Big League Package within
an agreed period of 12- 24 months.

(6) There is no time frame for qualifying for the Lifestyle Hub Apartment under
the Elite VVIP Package however a Subscriber that qualifies within Four (4) weeks
for his/her first Apartment under the Elite VVIP Package would be given a Car
worth $25,000 (Twenty Five Thousand US Dollars).

NB: The
vision partner is only eligible to qualify for a car in his/her first Lifestyle
Apartment.

 

INTEGRATED POINT SYSTEM

Lifestyle Hub provides
an integrated point system which allows subscribers to decide what method is
most favourable in obtaining their Apartment:

1.  
Elite VVIP
of $44,000.00 sign up             = 20 points

2.  
VVIP of $11,000 sign                                = 4.5
points

3.  
VIP of $5500 signs up                              = 2.5 points

4.  
Haven 3.0 of $27,500 signs up                   = 11 points

5.  
Haven 2.0 of $6200 signs up                   = 2.6 points

6.  
Haven 1.0 of $3100 signs up                   =
1.4 points

The total number of points needed to qualify for a
Lifestyle Hub extra luxury Apartment pf 4Bedroom Terrace Duplex Apartment with a private pool is 100points
while the total number of points to qualify for Lifestyle Hub 3Bedroom Flat
Apartment is 55points.

The implication of the integrated point system is such
that:

(a)  Vision
Partners need not to worry about having 6 packages at the same time

(b)  Vision
Partners can now confidently prospect people based on needs and sign those
people up into Matrix of choice

(c)   By
default, all Vision Partners now have automatic Credit Pins into all the 6
Networking Packages and can only activate them when they have a willing
prospect

(d)  Only
1st and 2nd generations point are valid under this policy

(e)  Leadership
bonus is not receivable for the integrated points exit option

(f)   The
3months qualification incentives for a Vision Partner that exit with 55 Points
(3Bedroom Flat Apartment) or 100 points (Extra Luxury) is a 30 Gram Gold Bar.

 

8. (1) THE BIG-LEAGUE PACKAGE:

The Big League Package
is designed for Subscribers who does not wish to own their Apartments through
our social networking system as designed under the VIP or Haven 1.0, VVIP or Haven
2.0 and Elite VVIP or Haven 3.0 Packages

The price for the
outright purchase shall vary from time to time and location to location,

There shall be a 2.5%
commission of the total sum for any Vision Partner who introduces and sells the
Big League Package,

Lifestyle Hub does not liaise
directly with non-subscribers, therefore anyone desirable of receiving the 2.5%
Commission shall either become a Subscriber, or come in through an existing
Subscriber. Where the proposed beneficiary does not wish to become a
subscriber, the terms of the agreement shall be exclusively between the beneficiary
and the subscriber to the exclusion of Lifestyle Hub.

Big League / Outright Sales
Breakdown

4        Bedroom       Terrace          Duplex  with a private pool Sales  (Extra Luxury Program)

3 Bedroom Flat
Sales (Solid Refuge Program)

Direct
Sales (The Vision Partner that made the sales) = 2.5%

Direct Sales = 2.5%

+

+

2 Haven 2.0 Credit
Pins/Sign-Ups
 
(Sell
10 and

2 VVIP Credit Pins/Sign-Ups (Sell 10 and Get 1 free)

Get 1 free)

Note: each
Credit Pin = 4.5 points

Note: each
Credit Pin = 2.6 points

1st Generation Upline = 0.9%

1st Generation Upline = 0.9%

2nd Generation Upline = 0.6%

2nd Generation Upline = 0.6%

Outright Sales Integrated Point System (For Cross-selling:
Combination of Duplexes and Flats Sales)

1.  
A 4 Bedroom Terrace
Duplex Sale would give you = 10 Points.

2.  
A Flat sale would give
you = 5.5 Points.

3.  
To own a Duplex you need 100 Points.

4.  
To own a Flat you need 55 Points.

5.   
For example: If you have
accumulated 60points, from the sales of a combination of Terrace Duplex and Flat, you may decide
to exit with a Finished 3 Bedroom Flat and start the process again.

The above is subject to annual review
on 1
st January of every
year.

 

9. (1)The Real
Estate E-Commerce Hub
(Knowledge on Smart Real Estate Trading),
This is our platform that is not network marketing driven, it is a Real Estate
E-Commerce Site which focuses strictly on property trading, here you can earn
commissions on all properties you sell using your unique link. Lifestyle Asset
Hub gives you a robust training on this when you come on board.
(2) NOTE: You get all these 3 benefits with a one-off Activation Fee of any of
the first 6 (six) packages
(3) At Lifestyle Asset Hub LTD we sell Knowledge that inevitably creates a
sustainable lifelong wealth and the good life.

10. (1) The Business Model/ Bonus / Awards

(2) The Lifestyle Hub Marketing Plan provides for Active
Subscribers to receive direct sign up bonuses and other rewards as their Real
Estate Business Platform grows.


(3) The Marketing Plan and all Company incentive programs are intended to
promote sound Multi-Level Marketing (“MLM”) building principles. This includes
the proper sponsoring and sales of properties via the Company’s e-commerce
site.

(4) The basic element of the Marketing Plan is the
Direct Sign-Up Bonus Structure, by which Active Subscribers will receive a 5%
or 10% direct bonus depending on the applicable package and a Leadership Bonus.
Subscribers agree that the Company has the right to change the Marketing Plan
and the rates of bonuses and incentives paid by the Company and the events in
respect of which bonuses and incentives are paid, at any time on not less than
14 days’ written notice which shall be inform of newsletters, company website
and any other digital means.

(5) Our company do not represent that a Subscriber will
achieve financial success without working or by relying solely on the efforts
of others. The Company’s Compensation Plan is based upon the sales of the
Lifestyle Hub Model to others, proper mentoring of first line generation and
sales of properties on our e-commerce site. A Subscriber is an independent
Lifestyle Hub Real Estate Business Owner (vision partner) whose success or
failure depends on his or her personal efforts.

 

11.
(1)
Company Compensation

 

Lifestyle Hub Real Estate Business Model

The primary aim of the
Company’s Real Estate Business Model is to help a Subscriber own luxury a 4bedroom
Terrace Duplex Apartment with
a private pool
following the steps below and partaking in our
Leadership Program:

 

 

EXTRA LUXURY VIP PACKAGE

Steps

Requirements

Reward

1

Subscribe
with
$5500

Hub Academy; Real Estate Business
Platform; and E-Commerce Site

2

Refer
3 Person to make
same Subscription of
$5500

10% Bonus on each
referral = $1650

3

Work
with your direct Subscribers to refer
3
each =
9 new
subscribers

$5500 Leadership Bonus

4

Lastly, work with the 9
new Subscribers to refer 3 each = 27
new Subscribers.

 

39 Subscribers in all +
You = 40

A fully finished 4 Bedroom Terrace Duplex Apartment
with a private pool

NOTE:

 

·        
No time frame for completing the above 3 by 3 matrix. Subscribers can
complete at their own pace;

·        
Incentive available for those that complete within 3 months – a Brand New Saloon Car; Note:
maximum cost of the car – $22,000.

Note: the car incentive is for first time
qualification only.

·        
Subscribers get keys and
possession to their Apartments between three to eighteen months after
qualification;

·        
Subscribers can re-qualify multiple times and our Leadership Program
is designed to encourage multiple qualifications.

 

EXTRA LUXURY VVIP PACKAGE

Steps

Requirements

Reward

1

Subscribe with $11,000

Hub Academy; Real Estate
Business Platform; and E-Commerce Site

2

Refer 4 Persons to make
same Subscription of $11,000

5% Bonus on each referral
= $2,200

3

Lastly, Work with your 4
direct Subscribers to refer 4 each = 16 new Subscribers

$11,000

Leadership Bonus

4

Your 4 direct subscribers
+ their 4 direct subscribers each= 16 new Subscribers.

 

20 Subscribers in all +
You = 21

A fully finished 4 Bedroom Terrace Duplex
Apartment

NOTE:

 

·        
No time frame for completing the above 4 by 2 matrix. Subscribers can
complete at their own pace;

·        
Incentive available for those that complete within 3 months – a Brand New Saloon Car; Note:
maximum cost of the car – $25,000.

Note: the car incentive is for first time
qualification only.

·        
Subscribers get keys and
possession to their Apartments between three to eighteen months after
qualification;

·        
Subscribers can re-qualify multiple times and our Leadership Program
is designed to encourage multiple qualifications.

 

EXTRA LUXURY ELITE VVIP PACKAGE

 

Steps

Requirements

Reward

1

Subscribe with $44,000

Hub Academy; Real Estate
Business Platform; and E-Commerce Site

2

Lastly, refer 4 new Persons
to make same Subscription of $44,000

5% Bonus on each referral
= $8,800

 

3

When your last 4 direct
subscribers refer 4 subscribers each

$35,000

Leadership Bonus

4

4 Subscribers in all +
You = 5

A fully finished 4 Bedroom Terrace Duplex
Apartment with a Private Pool

NOTE:

 

·        
No time frame for completing the above 1 by 4 matrix. Subscribers can
complete at their own pace;

·        
Incentive available for those that complete within 4 weeks – a Brand New Saloon Car; Note:
maximum cost of the car – $25,000.

Note: the car incentive is for first time
qualification only.

·        
Subscribers get keys and
possession to their Apartments between three – eighteen months after
qualification;

Subscribers can
re-qualify multiple times and our Leadership Program is designed to encourage
multiple qualifications.

 

 

SOLID REFUGE HAVEN 1.0

 

Steps

Requirements

Reward

1

Subscribe with $3100

Hub Academy; Real Estate
Business Platform; and E-Commerce Site

2

Refer 3 Persons to make same
Subscription of $3100

10% Bonus on each
referral = $925

3

Work with your 3 direct
Subscribers to refer 3 each = 9
new Subscribers

$3100 Leadership Bonus

4

Lastly, work with the 9
new Subscribers to refer 3 each = 27
new Subscribers.

 

39 Subscribers in all +
You = 40

A fully finished 3 Bedroom Apartment

NOTE:

 

·        
No time frame for completing the above 3 by 3 matrix. Subscribers can
complete at their own pace;

·        
Incentive available for those that complete within 3 months – a Brand New Saloon Car; Note:
maximum cost of the car – $22,000.

Note: the car incentive is for first time
qualification only.

·        
Subscribers get keys and
possession to their Apartments between three to eighteen months after
qualification;

Subscribers can
re-qualify multiple times and our Leadership Program is designed to encourage
multiple qualifications.

 

 

SOLID REFUGE HAVEN 2.0 PACKAGE

 

Steps

Subscribe with $6200

Reward

1

Refer 4 Persons to make
same Subscription of $6200

Hub Academy; Real Estate
Business Platform; and E-Commerce Site

2

Lastly, Work with your 4
direct Subscribers to refer 4 each = 16 new Subscribers

5% Bonus on each referral
= $1240

 

 

3

Your 4 direct subscribers
+ their 4 direct subscribers each= 16 new Subscribers.

 

20 Subscribers in all +
You = 21

$6200 Leadership Bonus

4

Subscribe with $6200

A fully finished 3 Bedroom Apartment

NOTE:

 

·        
No time frame for completing the above 4 by 2 matrix. Subscribers can
complete at their own pace;

·        
Incentive available for those that complete within 3 months – a Brand New Saloon Car; Note:
maximum cost of the car – $25,000.

Note: the car incentive is for first time
qualification only.

·        
Subscribers get keys and
possession to their Apartments between three to eighteen months after
qualification;

Subscribers can
re-qualify multiple times and our Leadership Program is designed to encourage
multiple qualifications.

 

SOLID REFUGE HAVEN 3.0

 

Steps

Requirements

Reward

1

Subscribe with $28,000

Hub Academy; Real Estate
Business Platform; and E-Commerce Site

2

Lastly, refer 4 new Persons
to make same Subscription of

$28,000

5% Bonus on each referral
= $5500

 

3

When your last 4 direct
subscribers refer 4 subscribers each

$28,000 Leadership Bonus

4

4 Subscribers in all +
You = 5

A fully finished 3 Bedroom Apartment

NOTE:

 

·        
No time frame for completing the above 1 by 4 matrix. Subscribers can
complete at their own pace;

·        
Incentive available for those that complete within 4 weeks – a Brand New Saloon Car; Note:
maximum cost of the car – $25,000.

Note: the car incentive is for first time
qualification only.

·        
Subscribers get keys and
possession to their Apartments between three to eighteen months after
qualification;

Subscribers can
re-qualify multiple times and our Leadership Program is designed to encourage
multiple qualifications.

 

 

 

 

Lifestyle
Hub Leadership Program and Incentives

 

 

 

Level

Requirements

Incentives / Reward

Senior Leader

·        
Qualify for 2 Terrace Duplexes with a private pool

·        
Produce 2 first generation Terrace Duplex with a private pool qualifiers

·        
2,000,000 or its USD
equivalent Education Grant

·        
€1,000 worth of Physical Gold.

·        
Comprehensive Health Insurance for 1year (Family of 4)

·        
Leadership Award

Executive Leader

·        
Qualify for 4 Terrace Duplexes with a private pool

·        
Produce 5 first generation Terrace Duplex with a private pool qualifiers

 

·        
All expenses paid International Vacation for family of 4 worth
N3,500,000 or USD equivalent

·        
$2,000 shopping allowance

·        
€2,000 worth of Physical Gold

·        
Comprehensive Health Insurance for 1year (Family of 4)

·        
Leadership Award

Rhodium Leader

·        
Qualify for 7 Terrace Duplexes with a private pool

·        
Produce 12 first generation Terrace Duplex with a private pool qualifiers

 

·        
A Mercedes Benz SUV car award as determined by the company.

·        
€5,000 worth of
Physical Gold

·        
All expenses paid International Vacation for 2 worth 3,000,000 or its USD equivalent

·        
Comprehensive Health Insurance for 1year (Family of 4)

·        
Leadership Award

 

(2) The e-commerce portal can be accessed by any one
(registered or unregistered) only via the Replicated Link.  Then after the Order for a Product is
confirmed the Subscriber whose Replicated Link was used to access the
e-commerce Portal, will get 2.5% of
the total Order amount as Sales
Commission
.

12.  (1) Placement and Re-Entry

(2) System Automated Support Chatting – The Company System may periodically
support struggling Subscribers with one or two sign ups to facilitate the quick
completion of their Platform. This is however not guaranteed and all
Subscribers are expected to take ownership of their business growth.

(3) There shall be only 1 matrix tree it will be a 3 x 3
Structure Matrix and 3 steps deep





















(4) When a Subscriber joins the Company he is placed in
the Matrix with the Placement Logic Top-to-bottom & Left-to-right with
respect to the Sponsor.

(5) It should however be noted that a Subscriber who
completes his/her matrix, can virtually re-enter the Matrix and at the first
available position in the Matrix.

(6) The first available position will be searched by
considering the original position of the Subscriber himself/herself.  Then, according to Top-to-bottom &
Left-to-right with respect to the original position of the Subscriber, the
Member will be placed in the Matrix.

(7) For getting re-entry, the Member shall be required
to pay the Subscription amount again. The Payment modes will be same as first
Subscription.

 

(8) A separate transaction will be available for doing
re-entry in the system.




(9)
A Subscriber can virtually re-enter as many times as he/she completes his/her
own Matrix.

(10) Suppose Mr. A is a Subscriber who has made virtual
Re-entry and hence he is now placed in the Matrix. Suppose his ID is 10000. But
when Mr. A will do Re-entry, his ID in the Matrix Tree and all the
reconciliation Reports will be shown as 10000-R1, Where R1 denotes the number
of times Mr. A did virtual re-entry. If Mr. A again did Re-entry, then instead
of R1, it will become R2 and so on.

 

 

The above Fig. 1.0 describes the Placement
logic and how the System will create a virtual tree in order to place new
members in available positions.



(11) Consider that A is a new Subscriber & his
sponsor is You and since  A  is the first member sponsored by  You 
(before  A, there was no member
in  Your down line), hence it will be
placed at  the left of You according to
“Top-to-Bottom & Left-to-Right” placement Logic with respect to its
sponsor. Now, B & C are other members sponsored by You. Hence, B & C
will be placed in the next available positions as shown in Fig.1.0. Now, suppose
You again sponsor a new member, i.e., D, then D will be placed below A as shown
in Fig.1.0. Also, assume that now A has sponsored a new member, E. Thus, E,
will be placed as shown in Fig.1.0. As it can be seen in Fig. 1.0, the Matrices
of You &You1 are complete. Since there is a place available in the 2nd
Level of K, i.e., below HH, II & JJ. But as the placement Logic is
Top-to-Bottom & Left-to-Right with respect to the Sponsor and if K sponsors
a new member, then that new member will be placed below HH on the left side,
But if C will sponsor a new member, then that new member will be placed below
EE on the left side. Also, even though L2 is sponsored by  K, it will appear in  HH’s Matrix at  Level 1 
& C’s Matrix at Level 3.Also, even though  L2  appears
in HH’s Matrix at  Level 1,  HH 
will not receive any Referral Bonus on L2 as he was sponsored by K. So,
K will get the Referral Bonus on C. Same will be the case for all the Members.

(12)
As it can be seen in the Fig 1.1 below, You has completed his matrix once, so
he will virtually re-enter. If he wants to do re-entry, he will pay the
Registration amount through the re-entry transaction. After the successful
payment, You will be placed in A’s Matrix at 3rd Level as You-R1. As a result,
You-R1 will be present in D’s Matrix at 2nd Level & M’s Matrix at 1st
Level. Referral Bonus will not be applicable on Re-entered Ids.

 

13. FIVE Conditions
To Receive Bonus, Ranks & Awards
(1) In  order  for 
a  Subscriber  to 
qualify for their Apartment, they must refer and complete their own 3 or
4 Directs.

(2) Directs means the Subscribers who are directly sponsored by You.

(3) If a Subscriber does not refer his own Directs then they will
not receive any Bonus, Ranks or Awards.

(4) Also, such member will not qualify for a re-entry.

(5) Every existing subscriber whose ID is used when a new subscriber
signs up receives a direct bonus .


14.(1) Types Of Commission Plan To Cover

(a) Referral
Bonus

(i)This Bonus will be given only to a Member who is the Sponsor of the New
Member.

(ii) Whenever  a  new 
member  is introduced  in 
the  System, the Member who has
sponsored that new member, will receive 5% or 10% as Referral Bonus.

(iii) Note that a new member will always be placed in the matrix according to
the “Placement of Members” logic.

(iv) Referral Bonus will be distributed to Members who do re-entry.

(v) The amount will be directly deposited in the receiving Member’s E-Wallet.
There will be report for the same.

(vi)Bonus will be given at run time follows: Remark- Member Name & ID
(Against whom bonus is received), Date & Time, Amount, Search Option –
Enter A period – From Date – To Date.

(vii)Refer Case I & Case II above for clarification with example.

(viii)Referral Bonus Report that will be provided in the member panel will be
as
15.



(1)Level Completion Bonus

(2) This Bonus will be given to that Member, with completed, 2nd Level.

(3)Whenever a new/re-entered member will be placed in any Member’s 2nd
Level of his/her own Matrix, then that Member will receive $5500, $11,000 or $35,000
as Level Completion Bonus (Leadership Bonus).

(4) Leadership Bonus will not be received by any
subscriber who exits through points system

(4)(a) In the event where a
subscriber has been paid the leadership bonus and wishes to exit through the point-based
system, the member shall refund Lifestyle Hub the leadership bonus in exchange
for the keys to their apartment  

(5) This Bonus will also be given to Re-entered Members.

(6) The amount will be directly deposited in the receiving Member’s E-Wallet.

(7) There will be report for the same. Bonus will be given at runtime.

(8) Level Completion Bonus Report that will be provided at member panel will be
as follows,
 
(a) Remark-Member Names & IDs (Against whom bonus is received),
 
(b) Date & Time,
 
(c) Amount,

(d) Search Option – Enter A period – From Date – To Date.





16.
(1) Sales Commission

(2) This is a commission that is received by a member when anyone
(himself/herself/any other Member/guest) purchase any Products from the
e-commerce store using the Member’s replicated Link for ecommerce store.

(3) The basis of this commission will be the Order amount.

(4) 2.5% of the Order amount will be earned by the Member whose Replicated link
was used to purchase the Products.

(a) E.g.: Suppose Mr. X is not a registered member of Lifestyle Hub. If he
wants to visit the e-commerce store, he will use a member’s Replicated link for
e-commerce.  Now, Mr. X will purchase
Product A –  1 quantity worth $5500 each
& Product B –  2 quantities worth $1650
each.  Hence, the total order amount is $5500
+ ($1650 x 2) = $8800
Thus, Mr. X will receive 2.5% of ($8800) = $220 as Sales commission.

(b) This commission will be calculated at real-time and it will be directly
deposited in the receiving member’s E-wallet.

(c) Sales Commission Report that will be provided at member panel will be as
follows:
(i) Remark-Order Number (Against which Commission is received),

(ii) Date & Time,

(iii)Order Amount,
 
(iv)Sales Commission,
 
(v)Search Option – Enter A period – From Date – To Date


17.
(1)Early Completion Reward
 
(2) This is a reward that will be achieved by Members.

(3) The basis to achieve this reward is to complete one’s own 3 x 3 or 4 x 2  Matrix Structure.

(4)A member will achieve this reward only if he/she completes his/her own 3 x 3
or 4 x 2 Matrix for the first time within 3 months from the date of joining.

(5) A member can only qualify for this reward only once.

(6) There will be a report available to the Admin to show all the qualifiers
for this Reward.

(7) Members will be able to see their own qualification if they qualify for
this Reward.

(8) The Reward that will be shown is “New Saloon Car” in the range of:

 $22,000 for the VIP structure or

 $25,000 for the VVIP structure.

 NOTE:
this Early Completion Reward cannot be monetized.

18. (1) Commission Distribution

(2) Member will be required to raise an Encashment request through his/her
Member Panel.

(3) After Member requests for Encashment, the Company will credit Member’s Bank
Account within 5 working days.



 

19.
(1) The 12 Months Compensatory Refund
Policy:
A Subscriber who had signed up for 12 months and is unable to
convert any of his/her prospects to becoming Subscribers or no one has joined
his/her Platform through his or her Up-Line Team Building efforts or the System
Automated Support Chatting can write the Company for a refund. This said subscriber
will receive their subscription fee less 25% back within 30 working days from
the date of approval. The breakdown of the 25% is as follows: The Subscriber’s
Sponsor had already been paid 10% Bonus and 15% is the Company’s administrative
charges.

 

20. (1) An existing
Subscriber under the $5500 VIP Package can open a separate VVIP $11,000 Package
and qualify following the requisite steps.

(2) The Placement and
Re-entry Rules that Apply to the VIP Package also applies to all other
Packages.

 

21. (1) The
Secured Subscription Policy backed by a Plot of Land

(2) Every new Subscriber will now be issued a Plot of Land within 4 weeks
of payment. A Landed Allocation Document will be issued in the name of the
Subscriber under these terms

(3) The Plot simply secures the Subscribers investment and reduces risk factor
to zero.

(4) If the Subscriber qualifies for the Four-Bedroom Terrace Duplex Apartment with a private pool within one
year, the Subscriber shall exchange the Collateral Land Allocation Document with
the keys to the Apartment; and the Land ownership comes back to Lifestyle Hub

(5) In the event that the Subscriber has been able to sign up one subscriber
within 12 calendar months from the sign up date, this Allocation document
immediately expires and becomes null and void.

(6) If Subscriber has zero subscribers after a period of 12 calendar
months from the date of subscription and the Subscriber wishes to opt out of
the system, the Subscriber has two options;

(a)
Possess the
land
: Under this heading
the Subscriber shall give Lifestyle Hub a written Notice
of Intention
to Possess” and final allocation shall be
done
in the Subscribers
name
within 45 (Forty-Five) working days; or

(b) Refund: here the Subscriber is
refunded less Twenty-Five percent (25%) of the sign-up fee and Subscribers’
privileges, incentives and positions whatsoever with Lifestyle Hub will be
forfeited. Note that the option of Refund kicks in after 12 calendar months from
the date of subscription and has no further time limit.


22. Product Expansion: The Company reserves the right to create more packages necessary for the
growth and expansion of its business. Notifications will be sent to all
existing subscribers accordingly through newsletters and official website.

 

23.
(1)The Lifestyle Hub Apartment
Engagement Policy

(2)
Once
a Subscriber qualifies for any of the Company’s Apartments, the Subscriber
becomes the full owner of such Unit(s) of Apartment(s) and becomes the
Subscriber’s property/Asset.

(3) The Company will serve as the External Facility Manager of all its
Lifestyle Hub Apartments.

(4) Apartment Qualifiers are mandated to pay mutually agreed Annual Service
Charges to keep the environment secure and neat.

(5) All Apartment delivered to all Qualifiers would be named after the Company
as “Lifestyle Hub Apartments”

(6) The C of O of the Land would be broken into several units depending on the
total number of Units of Apartments and titled after Qualifiers. The Company
would support Qualifiers with legally authorized issuing authorities in the
conversion of C of O.

(7) Qualifiers agree not to constitute any form of disturbance to other
occupants and to live in peace with all occupants.

(8) In the event of conflicts between or among occupants, all qualifiers agreed
to promptly inform the company for possible resolution.

(9) All Qualifiers also agree to observe all Security Protocols developed to
keep all Apartments safe and secure.


(10) The Company’s desire is to create a community where all occupant know each
other and live in a friendly atmosphere.

24. Registration: All qualified subscribers
shall be responsible for the registration of their interest in land at the land
registry. Lifestyle Asset Hub LTD nor it employees, staff, directors or it’s
representatives shall not be responsible for the registration of properties on
behalf of qualified subscribers

 

25. (1)
Communication

(2) In order to best serve the interest of all Subscribers, and to keep
everyone current on Company’s activities and policies, the following methods
may be used to disseminate information:

(a) The Company’s Social media platforms such as emails,
WhatsApp, Facebook, Instagram or Twitter

(b) The Company’s quarterly magazine, which is sent to all Subscribers during
the month of publication via email or printed form.


(c) Circular letters.

(d) This Company Policy Handbook and other Company approved Literature items
which are available from all Company State Offices and at Head Office.

(3) Subscribers with questions should initially address such queries to their
Sponsors. If they cannot resolve the matter, they will make direct contact with
Head Office for assistance or instructions.

 

26. (1)
Subscribers Code Of Conduct

(2) You must be signed up as a Subscriber to promote the company’s 3 IN 1
Knowledge Package and all Subscribers are expected to:

(3) Have a good working knowledge of the Company Policy Handbook.

(4) Attend local business briefings, trainings and workshops organized by the
company to help Subscribers build a strong and lasting real estate business
when available.

(5) Be honest and conduct themselves with integrity at all times, so as to
bring credit to the Company, all other Subscribers and the Network Marketing
industry in general.


(6) Display a positive attitude to all Subscribers, in a spirit of cooperation
and teamwork.

(7) Be loyal to the Company, its staff, its representatives, and all other
Subscribers at all times, avoiding gossip, criticism and internal ‘politics.

(8) Display a courteous attitude in speech and behavior at all times towards
staff, representatives of the Company, and all other Subscribers.

(9) Act with integrity when prospecting, by not making exaggerated claims about
the Company, and rewards available within its Marketing Plan.

(10) Act with integrity towards those who join their front-line and encourage
them to conduct their team building efforts with integrity.

(11)  It is the Subscriber’s
responsibility to keep up-to-date on Company Policies.

(12)  Refrain from soliciting other
Subscriber’s meeting guests (‘poaching’) and all other bad practices (such as
collecting money from the public and turning the Company’s offerings into an
“investment” scheme that it’s not).

(13) Be smartly dressed at all Company trainings and Award Lunch, local events
etc., subject to any dress code requested by event organizer(s).

 

27. Use of Subscriber Information
Every
Subscriber grants Lifestyle Hub a perpetual, irrevocable, non-exclusive
royalty-free, world-wide, fully paid, transferable sub-licensable, license to
use reproduce, modify adapt publish , translate, create derivative works from,
distribute, publicly display your user content, name, username, awards of
bonuses, pictures, videos and any activities with Lifestyle Hub whatsoever and
use any information provided to Lifestyle Hub in all media formats and channels
now known or later developed without compensation to the Subscribers or third
parties.

 

28. Limitation Of Liability
a. if you have any basis for recovering
damages (including breach of these terms), to the extent permitted by the
applicable law, you agree that your exclusive remedy is to recover, from
Lifestyle Asset Hub LTD or any of its affiliates, resellers, distributors,
third-parties and service providers, and vendors, direct damages no more than
your own Subscription fee to Lifestyle Asset Hub LTD.

b. to the extent permitted by the applicable law, you can’t recover any (i)
consequential damages or losses; (ii) loss of actual or anticipated profits
(whether direct or indirect); (iii) loss of actual or anticipated income
(whether direct or indirect); (iv) loss of contract or business or other losses
or damages arising from your use of the services in a non-personal capacity;
(v) special, indirect incidental or punitive losses or damages; and (vi) to the
extent permitted by law, direct losses or damages in excess of those specified
above.

c. These limitations and exclusions apply if this remedy doesn’t fully
compensate you for any losses or fails of its essential purpose or if we knew
or should have known about the possibility of the damages. To the maximum
extent permitted by law, these limitations and exclusions apply to anything or
any claims related to these Terms and Conditions, Services, or software related
to the services.

d. Lifestyle Asset Hub is not responsible or liable for any failure to perform
or delay in performing its obligation under these Terms to the extent that the
failure or delay is caused by circumstances beyond Lifestyle Asset Hub’s
reasonable control (such as labour disputes, acts of God, war or terrorist
activity, malicious damages, Pandemic, accidents or compliance with any
applicable law or government order). Lifestyle Asset Hub will endeavour to
minimize the effects of any of these events and to perform the obligations that
aren’t affected.

 

29.
Indemnification

(1)
All Subscribers agree to defend, indemnify, and hold harmless Lifestyle Asset
Hub, its officers, directors, shareholders, employees, subscribers, and agents,
from and against any and all claims, actions, loss, liabilities, expenses,
costs, or demands, including without limitation legal and accounting fees, for all
damages directly, indirectly, and/or consequentially resulting or allegedly
resulting from Your misuse or inability to use the Website or Back office or
Your breach of any of these terms and conditions in this Agreement.

(2) You understand and agree that:

(a)Lifestyle Asset Hub does not engage in the sales or
offering of securities;

(b)This is not an offer for sale of a security, investment contract, investment
opportunity, offering, etc., or trust instrument, as defined by the Investment
and Securities Act, 2007 as well as any law or regulation of any Country, State
or Territory,

(c)Lifestyle Asset Hub is not registered as an investment company under the
Investment and Securities Act, 2007

(d) In making your decision to activate a membership in Lifestyle Asset Hub,
you must rely upon your own examination of the terms of the agreement,
including the merits and risks involved. No documentation of Lifestyle Asset
Hub has been filed with or approved or disapproved by the Securities and
Exchange Commission (“SEC”) or any other state or Federal Governmental Agency or
any National Securities Exchange. Any representation to the contrary is a
criminal offense.

(e)Lifestyle Asset Hub will make available to any prospective subscriber the
opportunity to ask questions of and to receive answers from Lifestyle Asset Hub
regarding the membership and the terms and conditions of this membership and to
obtain any additional relevant information

 

30.  Arbitration and Waiver of Class Actions: The
exclusive means of resolving any dispute or claim against Lifestyle Asset Hub
(including any alleged breach thereof) or the Service shall be BINDING
ARBITRATION. You may not under any circumstances commence or maintain against
Lifestyle Asset Hub any class action, or other representative action or
proceeding. By using the Service in any manner, you agree to the above
arbitration agreement. Your rights will be determined by a NEUTRAL ARBITRATOR,
NOT A JUDGE OR JURY. You are entitled to a fair hearing before the arbitrator.
The arbitrator can grant any relief that a court can, but you should note that
arbitration proceedings are usually simpler and more streamlined than trials
and other judicial proceedings.

 

31. Force Majeure: Lifestyle Asset Hub LTD
shall not be liable, in respect to any delay in completion of works hereunder
or of the non-performance of any terms and conditions directly or indirectly
resulting from delays by Acts of God; acts of the public enemy; terrorism;
earthquake; war, or military operations, epidemic and riots; or adverse weather
conditions; or other causes beyond the control of the Parties. In the event of
any of the foregoing, the time for performance shall be equitably and
immediately adjusted, and in no event shall Lifestyle Asset Hub LTD be liable
for any consequential or incidental damages from its performance or
non-performance of any term or condition of this Agreement. Lifestyle Asset Hub
LTD shall resume the completion of works under this Agreement as soon as
possible subsequent to any delay due to force majeure to mitigate the effect of
the force majeure.

 

32. Disclaimer: the information provided by
Lifestyle Hub and its Subscribers on its website and at presentations is for
general information purposes only. All information on this Site and at presentations
is provided in good faith, however we make no representation or warranty of any
kind, express or implied regarding the accuracy, adequacy, validity,
reliability, availability or completeness of any information on the Site or at
presentations.

The site cannot and does not contain legal advice. The legal information
is provided for general informational
and educational purposes only, and is not a substitute for legal advice.
Accordingly, before taking any actions based upon such information, we encourage
all Subscribers to consult with the appropriate legal professionals.

We do not provide any kind of legal advice.

This opportunity is made for individual decisions, responsibility. All
recommendations are only for purposes of introduction and not meant to be a
liability so no subscriber shall arrest or cause for any Lifestyle Hub
Subscriber, its sponsors representatives, employees, marketers any unrest,
disturbance or harassment of any kind.

Any person who violates any of these terms and conditions shall have
his or her Subscription terminated immediately without any form of refund or
compensation whatsoever.

 

33.
Exclusive Membership Agreement:
After thirty days of
membership, Subscribers shall not be a member or sales representative of any
Real Estate Network Marketing Company involved in the sales or distribution of
any property. If it is determined by Lifestyle Asset Hub that you have violated
this term, you will be notified and given an opportunity to cure. Should you
fail to cure within the specified time period, you may qualify for a potential
refund as 50% of your initial investment less any amount received for
commissions or earning, and your positions will be forfeited.